Peter Schiff

@PeterSchiff

~1M a Xbabban masanin tattalin arziki na Euro Pacific Capitalmai SchiffGold

Shi ne ɗan bear da aka fi ambata a kasuwar crypto. Schiff ya yi hasashen faɗuwar kasuwar gidaje ta 2008, ya shafe shekaru goma sha biyar yana cewa Bitcoin ba shi da wani amfani, kuma yana samun abincinsa ta sayar da zinari. Muna bibiyarsa saboda dalili ɗaya da muke bibiyar masu hasashen tashi: yana wallafa ra'ayoyi masu kwanan wata, ƙayyadaddu, waɗanda ake iya tantancewa — kuma kasuwa na buƙatar a rubuta ra'ayin mai shakka ita ma.

A taƙaice. Peter Schiff dillalin hannun jari ne, ɗan kasuwar zinari kuma ɗan bear na dindindin. Ya gina sunansa ne kan hasashe na wuri-wuri kuma daidai game da faɗuwar kasuwar gidaje ta 2008, kuma tun daga lokacin yake cewa dala, kasuwar bond da Bitcoin duk suna kan hanya zuwa rami guda. Yana gudanar da kamfanin sayar da karafa masu daraja SchiffGold, shi ne babban masanin tattalin arziki kuma masanin dabaru na duniya a Euro Pacific Capital, kuma mai kamfanin asusun Euro Pacific Asset Management — wato madadin da yake ba da shawarar, wato zinari da azurfa na zahiri, shi ne kuma harkarsa. A kan Bitcoin ba ɗan kasuwa ba ne, sai dai hasashen faɗuwa na dindindin: sayar da shi, zai ƙara faɗuwa sosai, ku sayi karafa maimakon haka. A cikin wannan taga wannan hasashe ya zo da wuri har ya jawo asara: ya fi ɗaga murya lokacin da farashi yake kashi 4% kacal sama da ƙasan zagayen. Amma kuma ya yi daidai sau biyu, kaɗan kafin taswirar ta fara.

Tarihi — hasashen 2008, littafin zinari, da shekaru goma sha biyar na adawa da Bitcoin

Schiff ya fara aiki a matsayin dillali a Shearson Lehman Brothers, kuma a 1996 ya sayi wani ƙaramin kamfanin dillanci ya sauya masa suna zuwa Euro Pacific Capital, ya gudanar da shi har ya sayar a 2017 — ya koma Alliance Global Partners, inda ya ci gaba a matsayin babban masanin tattalin arziki kuma masanin dabaru na duniya — yayin da yake gina nasa kamfanin asusun, Euro Pacific Asset Management. Sunansa ya dogara ne kan hasashe ɗaya mai kyau ƙwarai: tsakanin 2006 zuwa 2007 ya yi jayayya a talabijin ɗin Amurka cewa kasuwar gidaje da bankunan da suke ba ta kuɗi na gab da tsinkewa, kuma a 2008 haka ya faru. Waɗancan bidiyoyin sun shahara da shi kuma suka ba shi laƙabin Dr. Doom. Sauran aikinsa ya gina shi kan wannan hujja — littattafai (Crash Proof), shirin podcast na yau da kullum, da kantin karafa masu daraja SchiffGold, wanda yake sayar da ainihin kadarar da yake ba da shawarar.

Abubuwa biyu ya kamata su kasance a rubuce tare da hasashen 2008. Na farko: ba a taɓa kashe yanayin bear ba — faɗuwar dala da hauhawar farashi mai tsanani da yake hasashe akai-akai tun 2009 ba su zo ba, kuma ya kira Bitcoin kumfa kusan a kowane farashi tun daga $1,000 zuwa sama. Na biyu: a Yuni 2022 hukumar kula da harkokin kuɗi ta Puerto Rico (OCIF) ta rufe bankinsa Euro Pacific International Bank, tana mai ambaton karancin jari, bayan bincike na haraji tsakanin ƙasashe da aka sani da Operation Atlantis; ba a sanar da wani tuhuma kan Schiff, bankin ko ma'aikatansa ba, kuma tun daga lokacin Schiff ya kai ƙarar IRS yana mai cewa an ƙulla makircin rufewar. Ya kuma rasa hanyar shiga walat ɗinsa na Bitcoin a 2020, kuma ɗansa Spencer a bainar jama'a ya mai da kashi 100% na jarinsa cikin Bitcoin a 2021 — muhawarar iyali da yake gudanarwa a fili tun daga lokacin.

Sources: x.com/PeterSchiff · youtube.com/@PeterSchiff · dated coverage (Yahoo Finance, Benzinga, Bitcoin.com, Bitcoinist)

Salon ciniki & falsafa

Daga sama zuwa ƙasa, kullum a tsaron baya. Schiff ba mai nazarin taswira ba ne kuma ba ya cinikin ra'ayoyin da yake yaɗawa — yana kare hujja ɗaya ta macro (bashi, gibi, dala mai tsada fiye da kima, da Federal Reserve da kullum zai zaɓi hauhawar farashi) sannan ya samo sauran duka daga nan. A wannan tsari Bitcoin ba kuɗi ba ne, sai dai kadara mai haɗari mafi tsafta: ya kamata ya fi kowa faɗuwa idan kasuwar hannun jari ta tsinke, kuma yana gogayya da zinari kan buƙatar kuɗi mai ƙarfi guda. Ƙarfinsa shi ne daidaito da nasara ta gaskiya a 2008. Raunin kuwa shi ne hujja marar mafita ba ta ba da lokaci: sau da yawa yana daidai kan hanya amma da wuri da shekaru, kuma ga wanda ya aikata bisa maganarsa hakan ba ya bambanta da kuskure.

Tarihin aiki — kiran sa, an zana su a jadawali

Wallafe-wallafe da furucin Schiff masu kwanan wata da kalma-da-kalma, an zana su kan farashi na gaskiya. Mai sharhi ne na hanya ɗaya, don haka muna ba shi maki kamar yadda ake ba wa matsayin sayarwa na dindindin: ok idan Bitcoin yanzu yana ƙasa da farashin da ya faɗa a kai, warn idan faɗuwa ta kashi 15% ko fiye ta biyo baya amma farashin ya riga ya koma sama da shi, bad idan farashin yana sama da shi kuma faɗuwar da ya bayyana ba ta taɓa zuwa ba. Bisa wannan doka wannan taga ta yi masa tsanani: wallafarsa mafi ƙarar murya ta zo cikin kashi 4% na ainihin ƙasan zagayen. Ma'auni biyu na gaskiya, dukansu a waje da tagar taswirar kuma dukansu daidai: a 17 Dis 2025 ya rubuta “Before a U.S. dollar crash, we will likely get a Bitcoin crash.” lokacin da BTC yake kusa da $79.6k, kuma a 1–2 Jan 2026 ya gaya wa masu kallo “get rid of your Bitcoin above $87,000.” Bitcoin bai sake yin ciniki a $87k ba tun daga lokacin. Tagar da ta fara 30 ga Janairu ta fi ƙarancin alfanu a gare shi fiye da shekararsa ta gaske.

Hukuncin da muke bayarwa shi ne yadda muka karanta matsayin da ya bayyana idan aka auna da farashi na gaskiya, ba nasa ƙimar ba. Kowace furuci a ƙasa kalma-da-kalma ce — an ɗauko wallafe-wallafen X daga rubutun wallafar da kwanan watanta, an kuma tabbatar da furucin labarai a shafin kafin amfani da su. Matakan da ya ambata suna da muhimmanci: ya ɗaure hasashensa akai-akai da Bitcoin ya karya $50,000 yana kan hanya zuwa $20,000. A wannan taga ƙasan ya kasance $58,566 — karyewar $50k ba ta taɓa faruwa ba. Ƙimomin gajeren lokaci na iya juyawa.

Yadda yake samun kuɗi — da inda rikice-rikice suke

Schiff yana daga cikin ƴan sharhi da rikicin muradinsu a bayyane yake gaba ɗaya: yana gaya maka ka sayar da Bitcoin ka sayi zinari, kuma shi ne mai kantin zinari. Wannan ba ya sa ya zama ba daidai ba — amma yana nufin shawarar da tushen kuɗin shiga jimla ɗaya ce.

Ra'ayoyi na musamman

Karin magana daga bidiyoyin sa na jama'a; ra'ayoyi ne da aka bayyana, ba shawarwari ba.

Dakin karatu na abun ciki

Schiff yana wallafa bidiyoyi da dama a kowane mako — macro da farko, Bitcoin kuma a matsayin abin da yake maimaita kaiwa hari. Sabbin shirye-shirye daga tashar sa:

The Treasury Just Admitted It... The Bond Market Is BrokenHujjar bashi da gibi da duk sauran suka fito daga gare ta.20 Aug 2026Everything I Warned You About Just Happened... All in One WeekNasa ƙididdigar mako mai cike da hargitsi — ya cancanci a kwatanta shi da taswirar da ke sama.08 Aug 2026Japan Is About to Pop the Biggest Bubble in History... And It Takes Us With ItMatsin kasuwar bond ta duniya a matsayin abin da yake tsammani zai jawo faɗuwar kadarori masu haɗari.26 Jul 2026The Bond Market Breakdown Has Started... Stocks, Housing, Crypto Are NextTsarin yaɗuwa da ke bayan hasashensa na Bitcoin na watan Yuli.11 Jul 2026

Yana yawan bayyana tare da

Mafi yawan hulɗar Schiff ta gaba da juna ce: shi ne madogarar ra'ayin faɗuwa da masu hasashen tashi na crypto suke amfani da ita wajen bayyana kansu. Taswirar muhawarorin da yake maimaitawa — hanyoyin haɗi zuwa fayiloli za su ƙaru yayin da bayanan suka girma.

Amsoshi kai tsaye

Nawa kake ciniki kamar shi?

Schiff shi ne mai shakkar da kasuwa ta naɗa: hujja guda, an riƙe ta ta kowane hali, an sayar da ita da cikakken imani. Nawa ne daga cikin haka yake cikinka — auna shi da gaske da Trader Passport.

Bincike na bayanai da ilimantarwa da aka gina kacokan kan kayan da suke a bainar jama'a — wallafe-wallafen Peter Schiff na X masu kwanan wata (an ɗauko su kalma-da-kalma) da rahotannin wasu kafofi masu kwanan wata, an haɗa su a kowane hasashe. Ba shawarar kuɗi ko zuba jari ba ce. Alkaluma kusan-kusan ne kuma suna canjawa kullum. Spotted an error, or are you Peter? Gabatar da gyara →

An tabbatar da masu amfani · An ambaci tushe a sama · Hanyar ba da maki · An sabunta 27 August 2026